Top 5 European countries for retirees to move to in 2026

Moving to Europe for retirement is becoming an increasingly relevant topic for citizens seeking to spend their golden years in a comfortable and safe environment. A mild climate, advanced healthcare, a high standard of living, rich culture, and stability all make Europe an attractive destination for retirees from around the world.

In this article, we will look at the five best European countries for retirees in 2026, which combine affordable living costs, well-thought-out immigration policies, high-quality healthcare, and a high level of comfort. These destinations provide not only financial stability, but also the opportunity to lead an active, fulfilling, and healthy life in old age.

Moving to Europe for retirement.

Portugal

Why to choose:

  • Mild Mediterranean climate with lots of sunny days.
  • Relatively low compared to other Western European countries.
  • High-quality healthcare system, available in both the public and private sectors.
  • The D7 program for retirees with passive income and the “golden visa” for investors.

Spain

Why to choose:

  • Warm climate, especially in the southern regions and on the islands.
  • Rich culture, diverse cuisine, and many festivals.
  • One of the best healthcare systems in Europe.
  • Non-Lucrative Visa for retirees.

Cities such as Valencia and Malaga are popular with retirees due to their climate, affordability, and high quality of life.

Greece

Why to choose:

  • Beautiful landscapes, numerous islands, and a warm climate.
  • Affordable housing and food prices.
  • A well-developed healthcare system with a wide range of medical facilities.
  • Visa for financially independent persons (FIP) and “golden visa” through investment in real estate.

Islands such as Crete and Corfu are particularly attractive to retirees due to their beauty and peaceful atmosphere.

France

Why to choose:

  • Rich cultural heritage, museums, theaters, and gastronomy.
  • One of the best healthcare systems in the world.
  • High standard of living and safety.
  • Visa for retirees with sufficient income.

Cities such as Bordeaux and Provence offer a peaceful life with access to cultural events and beautiful nature.

Malta

Why to choose:

  • Mild climate with warm winters.
  • English is one of the official languages, which makes it easier to adapt.
  • High-quality healthcare system.
  • Residency programs for retirees with passive income.

Malta offers a combination of historical heritage, beautiful beaches, and developed infrastructure, making it attractive to retirees.

The best European countries for retirees.

The choice of country to live in during retirement depends on personal preferences, financial capabilities, and desired lifestyle. Portugal, Spain, Greece, France, and Malta offer a variety of opportunities for a comfortable and fulfilling retirement. Before making a decision, it is recommended to visit the chosen country and familiarize yourself with the local culture and living conditions.